News: instapay
BPI and Metrobank maintenance: InstaPay and apps down October 23–25
BPI and Metrobank maintenance, October 23–25, 2026: InstaPay, both banks' apps and BPI ATMs pause in set windows.
GCash maintenance October 1 to 2, 2026: what was down
GCash paused bank transfers, InstaPay cash in and QR Ph overnight October 1 to 2, 2026, for system maintenance.
Coins.ph cash in via InstaPay and PESONet under maintenance
Coins.ph has listed InstaPay and PESONet cash-ins as under maintenance since 1:00 PM PHT on September 29, 2026.
GCash BancNet maintenance: transfers and QR Ph down September 28–29
GCash paused bank transfers, InstaPay cash in and QR Ph payments on September 28, 2026 for BancNet maintenance.
RCBC and DBP schedule InstaPay downtime for September 23 to 24
RCBC and DBP set overnight InstaPay maintenance for September 23 and 24, 2026; RCBC points customers to PESONet.
BSP tally: 48 institutions have waived InstaPay and PESONet fees
48 BSP-supervised institutions had zero InstaPay and PESONet fees as of July 31, 2026; GCash and Maya still charge ₱10.
August 21 and 31 holidays push PESONet to the next banking day
PESONet transfers sent around the Ninoy Aquino Day and National Heroes Day holidays credit on the next banking day.
Netbank ends free InstaPay and charges ₱5 from August 1
Netbank transfers were free until July 31, 2026; the BSP fee table shows ₱5 per InstaPay transaction from August 1.
BSP says Circular 1238 is not an order to make transfers free
The BSP says the circular sets how transfer fees are priced, not a zero fee; GCash and Maya keep their ₱10 InstaPay fee.
DBP waives InstaPay fees from August 15
InstaPay on DBP OnE costs ₱10 until August 14, 2026 and is free from August 15, per the bank's July 23 advisory.
More banks drop InstaPay and PESONet fees, July 14 to 22
Twelve mid-size, thrift and rural institutions changed transfer fees from July 14 to July 22, 2026, per the BSP table.
PNB and Security Bank waive InstaPay and PESONet fees
PNB and Security Bank waived InstaPay and PESONet fees on July 10, 2026; Maribank and ShopeePay also went free.
BDO, Metrobank, PSBank and China Bank make transfers free
BDO, Metrobank, PSBank and China Bank made InstaPay and PESONet transfers free for individual clients on July 9, 2026.
LandBank and UnionBank waive transfer fees; PBCom cuts to ₱10
LandBank and UnionBank waived InstaPay fees on July 7, 2026, LandBank also PESONet; PBCom cut its InstaPay fee to ₱10.
Maya cuts its InstaPay fee to ₱10
Maya cut its InstaPay fee to ₱10 from ₱15 on July 6, 2026, matching GCash; Maya-to-Maya and PESONet stay free.
RCBC makes InstaPay free, with a monthly quota on Pulz
RCBC made InstaPay free from July 4, 2026, with a 30-transfer monthly quota on Pulz; PESONet goes free on July 10.
GCash cuts its InstaPay fee to ₱10
GCash cut its InstaPay fee to ₱10 from ₱15 on July 4, 2026, keeping the ₱50,000 cap and free GCash-to-GCash sending.
BPI makes InstaPay and PESONet transfers free
BPI made InstaPay and PESONet free on its app, BPI Online, VYBE, BanKo and BizKo on July 1, 2026, replacing ₱10 and ₱50.
BSP Circular 1238 takes effect, tying off-us fees to on-us
From July 4, 2026, Circular 1238 bars charging materially more for off-us transfers than on-us ones plus switch cost.