Bank of Commerce (BankCom) system maintenance on Saturday, November 7, 2026, takes BankCom [Personal], BankCom [Business], BankCom ATMs, BankCom Remittance and the bank’s corporate website offline in the Philippines from 12:30 AM to 4:30 AM, according to a client advisory BankCom posted on November 4, 2026.

What will be unavailable

Service November 7, 2026, 12:30 AM to 4:30 AM PHT
BankCom [Personal] Unavailable
BankCom [Business] Unavailable
BankCom ATMs Unavailable
BankCom Remittance Unavailable
BankCom corporate website Unavailable
Source: Bank of Commerce, Client Advisory: BankCom System Maintenance Activity, November 7, 2026 ↗ ·

BankCom calls it a scheduled system maintenance and lists the five channels above. The advisory names channels, not individual transactions, and gives no other date.

What changed

  • BeforeBankCom’s personal and business online banking, ATMs and remittance service run as usual.
  • Nowall five channels are unavailable for four hours, from 12:30 AM to 4:30 AM.
  • EffectiveNovember 7, 2026 (Saturday)

Before the window

Withdraw cash, pay bills or send money before 12:30 AM on Saturday if it cannot wait until 4:30 AM. Because the corporate website is also part of the maintenance, the advisory itself may not open during the window.

A transfer sent to a BankCom account from another bank or e-wallet may not show in BankCom [Personal] until the app is back. Keep the sender’s reference number and check again after 4:30 AM before sending a second time.

BankCom’s PESONet processing times on banking days are on BankCom PESONet cut-off. Its SWIFT code and PayPal bank code are on Bank of Commerce SWIFT code.

Warning Maintenance notices are a common hook for phishing. BankCom’s advisory asks for nothing from clients. Never give your OTP, PIN or password to anyone who calls or messages about “account updates” during a maintenance window.