Update, October 12, 2026 Metrobank cancelled its October 12–13 maintenance in an update posted at 11:00 AM on October 12; its ATMs, deposit machines and cards stay available (Metrobank ↗ · ). Details: Metrobank maintenance cancelled: ATMs up October 12–13. The RCBC window below is unchanged.
Metrobank and RCBC ATM maintenance falls on the same day, Monday, October 12, 2026. RCBC takes its debit cards and ATMs offline from 2:00 AM to 5:00 AM PHT, and Metrobank takes its ATMs, deposit machines and its debit, prepaid and payroll cards offline from 10:00 PM PHT on October 12 to 4:00 AM PHT on Tuesday, October 13. Both banks ask customers to transact ahead of time.
| Bank | Window (PHT) | What is down |
|---|---|---|
| RCBC | October 12, 2026, 2:00 AM to 5:00 AM | ATM withdrawals and inquiries (domestic and international); in-store POS and eCommerce payments with RCBC debit cards; cardless withdrawals via QR and reference number |
| Metrobank | October 12, 2026, 10:00 PM to October 13, 2026, 4:00 AM | ATMs, Cash Accept Machines (CAMs), Withdrawal & Deposit Machines (WDMs); Prime Debit Card, Prepaid Card, Paycard |
What changed
- BeforeRCBC and Metrobank ATMs and debit cards available as usual.
- Nowboth banks have scheduled maintenance that takes their ATMs and debit cards offline on October 12–13, 2026.
- EffectiveRCBC October 12, 2026, 2:00 AM to 5:00 AM PHT; Metrobank October 12, 2026, 10:00 PM to October 13, 2026, 4:00 AM PHT
RCBC: what still works
RCBC says customers may continue to use RCBC Pulz and RCBC Online Banking during the window. Its advisory lists only debit cards, ATMs and cardless withdrawals among the affected services, so a transfer from the app is the route RCBC itself points to. Every bank’s InstaPay and PESONet fees for individuals are on InstaPay and PESONet transfer fees.
Metrobank: what the advisory covers
Metrobank’s advisory, dated October 1, 2026, names only its banking machines and cards: ATMs, CAMs and WDMs, and the Prime Debit Card, Prepaid Card and Paycard. It does not list the Metrobank app or InstaPay and PESONet transfers among the affected channels. Metrobank says accounts “remain safe and secure” and points customers to its social media channels and the Metrobank Contact Center for help.
This is Metrobank’s second overnight machine-and-card window this month, after the October 2–3 maintenance.
PESONet runs on banking days only, with each bank’s cut-off on PESONet cut-off times; InstaPay runs 24/7, as explained on InstaPay.
Warning Maintenance windows draw fake “bank support” pages and messages offering to fix a card or account. RCBC’s advisory lists its own hotline, +632 8877-7222, and Metrobank points only to its own social media channels and contact center. Never give a card PIN or one-time PIN to anyone who contacts you.
