PESONet participating banks and e-wallets: all 124 on the PCHC list, with each one’s BRSTN and BIC.
Short answer The Philippine Clearing House Corporation (PCHC) lists 124 active PESONet participants as of August 20, 2026: 111 banks and 13 non-bank institutions, among them G-Xchange (GCash), Maya Philippines, PDAX and Wise Pilipinas. Look for your bank’s or e-wallet’s legal name in the tables below.
At a glance
What the list tells you
Each row gives four things, exactly as PCHC prints them:
- Code: the three-digit bank or e-money issuer code PCHC assigns.
- Institution: the legal name, which is often not the brand you see in the app (PCHC lists GCash as G-Xchange, Inc. (GCash)).
- PESONet BRSTN: the institution’s BRSTN for PESONet, written with hyphens. PayPal’s and Upwork’s bank-code lists write the same nine digits without them: BDO’s
01053-066-7here is the010530667on our BDO SWIFT code page. - BIC: the Business Identifier Code the institution uses in PESONet. PCHC’s notices say a participant “will continue to participate in PESONet using its assigned Business Identifier Code (BIC)” (PCHC ↗).
For a transfer from abroad, use the SWIFT code on the bank’s own page: see Philippine bank SWIFT and BRSTN codes.
Tip PESONet is a batch transfer that runs on banking days. Each bank sets its own cut-off; the times are on PESONet cut-off times by bank, and the fees on InstaPay and PESONet transfer fees.
Banks on PESONet
111 banks, in PCHC’s order by code. Search the page for your bank’s legal name.
| Code | Institution (as listed by PCHC) | PESONet BRSTN | BIC |
|---|---|---|---|
| 004 | BANK OF THE PHILIPPINE ISLANDS | 01004-001-8 | BOPIPHMMXXX |
| 005 | STANDARD CHARTERED BANK | 01005-001-1 | SCBLPHMMXXX |
| 006 | THE HONGKONG & SHANGHAI BANKING CORPORATION | 01006-001-4 | HSBCPHMMXXX |
| 007 | CITIBANK, N. A. | 01007-001-7 | CITIPHMXXXX |
| 008 | PHILIPPINE NATIONAL BANK | 01008-001-0 | PNBMPHMMXXX |
| 009 | PHILIPPINE TRUST COMPANY | 01009-003-9 | PHTBPHMMXXX |
| 010 | CHINA BANKING CORPORATION | 01010-001-3 | CHBKPHMMXXX |
| 011 | PHILIPPINE BANK OF COMMUNICATIONS | 01011-001-6 | CPHIPHMMXXX |
| 012 | BANK OF AMERICA, N.A. | 01012-001-9 | BOFAPH2XXXX |
| 014 | SECURITY BANK CORPORATION | 01014-001-5 | SETCPHMMXXX |
| 022 | MAYBANK PHILIPPINES, INCORPORATED | 01022-001-6 | MBBEPHMMXXX |
| 023 | QUEEN CITY DEVELOPMENT BANK, INC. | 01023-001-9 | QCDFPHM1XXX |
| 026 | METROPOLITAN BANK AND TRUST COMPANY | 01026-999-6 | MBTCPHMMXXX |
| 027 | UNITED OVERSEAS BANK LIMITED, MANILA BRANCH | 01027-034-1 | UOVBPHMMXXX |
| 028 | RIZAL COMMERCIAL BANKING CORPORATION | 01028-001-4 | RCBCPHMMXXX |
| 033 | PHILIPPINE VETERANS BANK | 01033-001-6 | PHVBPHMMXXX |
| 035 | LAND BANK OF THE PHILIPPINES | 01035-002-5 | TLBPPHMMXXX |
| 036 | AL-AMANAH ISLAMIC INVESTMENT BANK OF THE PHILIPPINES | 01036-001-5 | AIIPPHM1XXX |
| 041 | UNION BANK OF THE PHILIPPINES | 01041-999-5 | UBPHPHMMXXX |
| 044 | BANK OF COMMERCE | 01044-001-6 | PABIPHMMXXX |
| 046 | MUFG BANK, LTD. | 01046-001-2 | BOTKPHMMXXX |
| 047 | PHILIPPINE SAVINGS BANK | 01047-099-2 | PHSBPHMMXXX |
| 049 | UCPB SAVINGS BANK | 01049-992-8 | UCSVPHM1XXX |
| 053 | BDO UNIBANK, INC. | 01053-066-7 | BNORPHMMXXX |
| 054 | BANKO, A SUBSIDIARY OF BPI | 01054-001-3 | BPDIPHM1XXX |
| 056 | MEGA INTERNATIONAL COMMERCIAL BANK CO., LTD. | 01056-001-9 | ICBCPHMMXXX |
| 059 | DEVELOPMENT BANK OF THE PHILIPPINES | 01059-001-8 | DBPHPHMMXXX |
| 062 | EAST WEST BANKING CORPORATION | 01062-001-4 | EWBCPHMMXXX |
| 064 | MIZUHO BANK, LTD. | 01064-001-0 | MHCBPHMMXXX |
| 065 | DEUTSCHE BANK AG | 01065-001-3 | DEUTPHMMXXX |
| 067 | BANGKOK BANK PUBLIC CO., LTD. | 01067-001-9 | BKKBPHMMXXX |
| 069 | CTBC BANK (PHILIPPINES) CORPORATION | 01069-001-5 | CTCBPHMMXXX |
| 070 | AUSTRALIA AND NEW ZEALAND BANKING GROUP LIMITED | 01070-001-5 | ANZBPHMXXXX |
| 071 | KEB HANA BANK-MANILA BRANCH | 01071-001-8 | KOEXPHMMXXX |
| 072 | JPMORGAN CHASE BANK, N.A. | 01072-001-1 | CHASPHMMXXX |
| 078 | FIRST CONSOLIDATED BANK, INC. (A PRIVATE DEVELOPMENT BANK) | 02078-001-2 | FIOOPHM1XXX |
| 082 | MALAYAN SAVINGS BANK, INC. | 01082-001-8 | MAARPHM1XXX |
| 095 | ISLA BANK (A THRIFT BANK), INC. | 01095-001-4 | ISTHPHM1XXX |
| 096 | EQUICOM SAVINGS BANK, INC. | 01096-001-7 | EQSNPHM1XXX |
| 097 | PHILIPPINE BUSINESS BANK, INC., A SAVINGS BANK | 01097-001-0 | PPBUPHMMXXX |
| 102 | ASIA UNITED BANK CORPORATION | 01102-001-1 | AUBKPHMMXXX |
| 112 | CHINA BANK SAVINGS, INC. | 01112-999-6 | CHSVPHM1XXX |
| 113 | YUANTA SAVINGS BANK, PHILIPPINES, INC. | 01113-001-1 | TYBKPHMMXXX |
| 114 | BANK OF CHINA (HONG KONG), LIMITED-MANILA BRANCH | 01114-001-4 | BKCHPHMMXXX |
| 118 | BDO NETWORK BANK, A SAVINGS BANK | 03118-997-4 | ONNRPHM1XXX |
| 119 | STERLING BANK OF ASIA, INC. (A SAVINGS BANK) | 01119-001-9 | STLAPH22XXX |
| 120 | WEALTH DEVELOPMENT BANK CORPORATION | 02120-005-4 | WEDVPHM1XXX |
| 121 | BANK OF MAKATI (A SAVINGS BANK), INC. | 01121-001-2 | MKRUPHM1XXX |
| 122 | PRODUCERS SAVINGS BANK CORPORATION | 01122-001-5 | PSCOPHM1XXX |
| 124 | CITY SAVINGS BANK, INC. | 01124-999-9 | CIVAPHM1XXX |
| 128 | SUMITOMO MITSUI BANKING CORPORATION-MANILA BRANCH | 01128-001-3 | SMBCPHMMXXX |
| 129 | ALLBANK (A THRIFT BANK), INC. | 01129-001-6 | ALKBPHM2XXX |
| 130 | SHINHAN BANK-MANILA BRANCH | 01130-001-6 | SHBKPHMMXXX |
| 131 | INDUSTRIAL BANK OF KOREA MANILA BRANCH | 01131-001-9 | IBKOPHMMXXX |
| 132 | CATHAY UNITED BANK CO., LTD. - MANILA BRANCH | 01132-001-2 | UWCBPHMMXXX |
| 136 | RURAL BANK OF MANGALDAN, INC. | 05136-001-6 | RUMNPHM1XXX |
| 137 | BANGKO NUESTRA SEÑORA DEL PILAR, INC. (A RURAL BANK) | 06137-001-2 | NSPRPHM1XXX |
| 139 | GUAGUA RURAL BANK, INC. | 06139-001-8 | GRBUPHM1XXX |
| 140 | BOF, INC (A RURAL BANK) | 06140-001-8 | BORRPHM1XXX |
| 142 | ZAMBALES RURAL BANK, INC. | 28142-001-4 | ZARUPHM1XXX |
| 143 | GATEWAY RURAL BANK, INC. | 13143-001-5 | GARKPHM1XXX |
| 144 | CEBUANA LHUILLIER RURAL BANK, INC. | 01144-001-5 | CELRPHM1XXX |
| 145 | TOP BANK PHILIPPINES, INC. (A RURAL BANK) | 01145-001-8 | COUKPHM1XXX |
| 146 | CAMALIG BANK, INC. (A RURAL BANK) | 16146-001-3 | RUCAPHM1XXX |
| 147 | INDUSTRIAL AND COMMERCIAL BANK OF CHINA LIMITED - MANILA BRANCH | 01147-001-4 | ICBKPHMMXXX |
| 148 | RURAL BANK OF GUINOBATAN, INC. | 16148-001-9 | RUGUPHM1XXX |
| 149 | CANTILAN BANK, INC. (A RURAL BANK) | 59149-001-9 | CNRLPHM1XXX |
| 150 | NEW RURAL BANK OF SAN LEONARDO (NUEVA ECIJA), INC. | 13150-001-3 | NRSLPHM1XXX |
| 151 | RURAL BANK OF DIGOS, INC. | 03151-001-9 | RUDIPHM1XXX |
| 152 | NETBANK (A RURAL BANK), INC. | 29152-001-4 | CUOBPHM2XXX |
| 153 | DUMAGUETE CITY DEVELOPMENT BANK, INC. | 20153-001-0 | DCDEPHM1XXX |
| 156 | MONEY MALL RURAL BANK, INC. | 03156-001-4 | MOMLPHM2XXX |
| 157 | TONIK DIGITAL BANK, INC. | 01157-001-1 | TODGPHM2XXX |
| 158 | RURAL BANK OF PORAC (PAMPANGA), INC. | 06158-001-9 | RUPPPHM2XXX |
| 159 | MVSM BANK (A RURAL BANK SINCE 1953), INC. | 01159-001-7 | MVRSPHM2XXX |
| 160 | BANGKO KABAYAN, INC. (PRIVATE DEVELOPMENT BANK) | 19160-001-8 | KARUPHM1XXX |
| 166 | RURAL BANK OF BACOLOD CITY, INC. | 04166-001-4 | RUBCPHM2XXX |
| 167 | BAYANIHAN BANK, INC. | 14167-001-4 | RUATPHM1XXX |
| 168 | RURAL BANK OF ROSARIO (LA UNION), INC. | 15168-001-0 | RURUPHM2XXX |
| 169 | RBT BANK, INC. A RURAL BANK | 75169-001-5 | RBRUPHM2XXX |
| 171 | RURAL BANK OF SAGAY, INC. | 04171-001-6 | RUSYPHM2XXX |
| 174 | LAGUNA PRESTIGE BANKING CORPORATION (A RURAL BANK) | 31174-001-7 | LPCRPHM2XXX |
| 175 | RURAL BANK OF STA. IGNACIA, INC. | 22175-001-6 | RUSGPHM1XXX |
| 176 | RURAL BANK OF LA PAZ, INC. | 22176-001-9 | RUPZPHM2XXX |
| 177 | RURAL BANK OF LEBAK (SULTAN KUDARAT), INCORPORATED | 74177-001-3 | RLSKPHM1XXX |
| 178 | RURAL BANK OF BAUANG, INC. (now North Star Bank (A Rural Bank), Inc.) | 15178-001-7 | RUBUPHM2XXX |
| 179 | RURAL BANK OF MONTALBAN, INC. | 01179-001-1 | RUMTPHM2XXX |
| 180 | COOPERATIVE BANK OF QUEZON PROVINCE | 14180-001-7 | CBQPPHM2XXX |
| 181 | MALARAYAT RURAL BANK, INC. | 19181-001-5 | MLRUPHM2XXX |
| 182 | MARIBANK PHILIPPINES, INC. (A RURAL BANK) | 31182-001-8 | LAUIPHM2XXX |
| 183 | BIÑAN RURAL BANK, INC. | 31183-001-1 | BIURPHM2XXX |
| 184 | LOLC BANK PHILIPPINES, INC. (A THRIFT BANK) | 19184-001-4 | LOLPPHM2XXX |
| 187 | MAYA BANK, INC. | 01187-001-2 | MYYAPHM2XXX |
| 188 | UNION DIGITAL BANK | 01188-001-5 | UNODPHM2XXX |
| 189 | UNO BANK, INC. | 01189-001-8 | UNOBPHM2XXX |
| 190 | GOTYME BANK CORPORATION | 01190-001-8 | GOTYPHM2XXX |
| 194 | OWN BANK, THE RURAL BANK OF CAVITE CITY, INC. | 41194-001-8 | OWNOPHM2XXX |
| 195 | SOUTHEAST COUNTRY BANK, INC. (A Rural Bank) | 07195-001-1 | SCUAPHM2XXX |
| 196 | AGRIBUSINESS BANKING CORPORATION-A RURAL BANK | 01196-001-6 | AGBUPHM1XXX |
| 197 | RURAL BANK OF SILAY CITY, INC. | 04197-001-8 | RUSTPHM2XXX |
| 198 | RURAL BANK OF SAN NARCISO, INC. | 28198-001-7 | RSNAPHM2XXX |
| 199 | VBANK RURAL BANKING, INC. | 32199-001-9 | VGBCPHM1XXX |
| 200 | SUMMIT BANK (RURAL BANK OF TUBLAY, INC.) | 12200-001-4 | RUBTPHM2XXX |
| 203 | SALMON BANK (RURAL BANK), INC. | 31203-001-4 | SLRNPHM2XXX |
| 207 | RURAL BANK OF ANGELES, INC. | 06207-001-0 | RUANPH22XXX |
| 801 | CIMB BANK PHILIPPINES INC. | 01801-001-1 | CIPHPHMMXXX |
| 902 | DUNGGANON BANK (A MICROFINANCE RURAL BANK), INC. | 04902-001-2 | DUMTPHM1XXX |
| 905 | EAST WEST RURAL BANK, INC. | 01905-001-2 | EAWRPHM2XXX |
| 906 | INNOVATIVE BANK, INC. (A RURAL BANK) | 01906-001-5 | IORUPHM1XXX |
| 907 | BANGKO MABUHAY (A RURAL BANK), INC. | 41907-001-6 | MRTCPHM1XXX |
| 908 | RANG-AY BANK, INC. (A RURAL BANK) | 01908-001-1 | RARLPHM1XXX |
E-wallets and other non-banks on PESONet
13 non-bank institutions, also in PCHC’s order by code.
| Code | Institution (as listed by PCHC) | PESONet BRSTN | BIC |
|---|---|---|---|
| 802 | MAYA PHILIPPINES, INC. | 01802-999-2 | PAPHPHM1XXX |
| 803 | DCPAY PHILIPPINES, INC. | 01803-001-7 | DCPHPHM1XXX |
| 804 | G-XCHANGE, INC. (GCASH) | 01804-001-0 | GXCHPHM2XXX |
| 809 | TAYOCASH, INC. | 01809-001-5 | TAYOPHM2XXX |
| 811 | USSC MONEY SERVICES, INC. | 01811-001-8 | USMEPHM2XXX |
| 815 | LULU FINANCIAL SERVICES (PHILS), INC. | 01815-001-0 | LFSHPHM2XXX |
| 816 | EASYPAY GLOBAL EMI CORP. | 01816-001-3 | EAGMPHM2XXX |
| 818 | GPAY NETWORK PH, INC. | 01818-001-9 | GPNEPHM2XXX |
| 821 | PPS-PEPP FINANCIAL SERVICES CORP. | 35821-001-8 | PPSFPHM2XXX |
| 824 | PAYMONGO PAYMENTS, INC. | 01824-001-4 | PAEYPHM2XXX |
| 825 | PHILIPPINE DIGITAL ASSET EXCHANGE (PDAX), INC. | 01825-001-7 | PDAXPHM2XXX |
| 827 | PEPPERMINT BIZMOTO, INC. | 01827-001-3 | PEBZPHM2XXX |
| 828 | WISE PILIPINAS INC. | 01828-001-6 | TRWIPHM2XXX |
Changes since the list
| Effective | Change | PCHC notice |
|---|---|---|
| August 20, 2026 | Peppermint Bizmoto, Inc. joins PESONet | PESONet MC 26-211 ↗ |
| Notice of September 22, 2026 | Rural Bank of Bauang, Inc. renamed North Star Bank (A Rural Bank), Inc.; it keeps its BIC | PESONet MC 26-212 ↗ |
Warning A PESONet transfer goes to the account number you enter. Check the receiving institution and account number before you confirm, and never share an OTP with someone who offers to “fix” or speed up a transfer.