News: pesonet
Coins.ph cash in via InstaPay and PESONet under maintenance
Coins.ph has listed InstaPay and PESONet cash-ins as under maintenance since 1:00 PM PHT on September 29, 2026.
BSP tally: 48 institutions have waived InstaPay and PESONet fees
48 BSP-supervised institutions had zero InstaPay and PESONet fees as of July 31, 2026; GCash and Maya still charge ₱10.
August 21 and 31 holidays push PESONet to the next banking day
PESONet transfers sent around the Ninoy Aquino Day and National Heroes Day holidays credit on the next banking day.
More banks drop InstaPay and PESONet fees, July 14 to 22
Twelve mid-size, thrift and rural institutions changed transfer fees from July 14 to July 22, 2026, per the BSP table.
RCBC makes InstaPay free, with a monthly quota on Pulz
RCBC made InstaPay free from July 4, 2026, with a 30-transfer monthly quota on Pulz; PESONet goes free on July 10.
BPI makes InstaPay and PESONet transfers free
BPI made InstaPay and PESONet free on its app, BPI Online, VYBE, BanKo and BizKo on July 1, 2026, replacing ₱10 and ₱50.
BSP Circular 1238 takes effect, tying off-us fees to on-us
From July 4, 2026, Circular 1238 bars charging materially more for off-us transfers than on-us ones plus switch cost.