How to send from Wise to GCash, the ₱50,000 limit and timing, from Wise’s own pages.

Wise to GCash works as a direct Philippine peso transfer: Wise lists GCash among the mobile wallets it pays out to, caps each mobile-wallet transfer at ₱50,000, and says PHP transfers up to that amount are instant once it has received and converted the sender’s money.

Short answer Send from Wise with PHP as the receiving currency, choose E-Wallet and GCash, and enter the recipient’s name and GCash number. Keep each transfer at or below ₱50,000; Wise shows the fee and delivery estimate before you confirm.

At a glance

  • Limit per transfer to a mobile wallet₱50,000Wise ↗ ·
  • Timing up to ₱50,000instant once Wise has received and converted the moneyWise ↗ ·
  • Conversioncan take up to 2 working daysWise ↗ ·
  • Feea small flat fee plus a percentage of the amount converted, shown before you confirmWise ↗ ·

Give this to the sender

  • Receiving currencyPHP
  • Recipient typeE-Wallet
  • Wallet providerGCash
  • Recipient namethe name exactly as registered in GCash
  • E-wallet numberthe recipient’s GCash mobile number
  • Addressonly if Wise asks for it

GCash applies its own receiving and account limits. Wise warns that a payment can be rejected when the recipient has reached a wallet provider’s limit, so check GCash limits by profile before a large transfer.

Steps

  1. Sign in to Wise on the website or app and select Send.
  2. Select Add a recipient, confirm PHP as the currency and choose Enter bank details.
  3. Choose E-Wallet as the recipient type and GCash as the provider.
  4. Enter the recipient’s name, e-wallet number and, if prompted, address.
  5. Enter the amount, up to ₱50,000 per transfer. You can set the amount you send or the exact amount the recipient gets.
  6. Choose how to pay. Wise shows the fees and delivery estimate for each option.
  7. Review the transfer and select Continue and Send, then track it under Transactions.

Source: Wise: send money to GCash ↗ · Wise: how to send money ↗ ·

Wise says the ways to pay depend on the sender’s region: bank transfer is often cheapest, and debit or credit card or other local methods may be offered.

Wise to GCash limit

Destination in the Philippines Wise limit per transfer
Mobile wallet, such as GCash or Maya ₱50,000
Bank account ₱70 million
Source: Wise: guide to PHP transfers ↗ ·

The ₱50,000 is Wise’s per-transfer cap. It does not replace GCash’s own wallet and incoming limits, which depend on the recipient’s profile.

How long it takes

  1. Sender pays Wisedepends on the payment methodWise shows the estimate for each option.
  2. Wise converts the moneyup to 2 working daysWise’s published conversion time.
  3. PHP payout to GCash, up to ₱50,000instantonce Wise has received and converted the money.

Source: Wise: guide to PHP transfers ↗ ·

What Wise charges

Wise says that to send money to GCash you pay a small flat fee and a percentage of the amount converted, and that it shows the total cost up front. The fee depends on the currency you send and how you pay, so read it on the confirmation screen, together with the exchange rate and the exact PHP amount the recipient gets.

If the transfer is delayed or rejected

  • Open the transfer in Wise and check its status; Wise emails you when it receives your money and again when the money is on its way.
  • If the payout was rejected, ask the recipient to check their GCash profile and limits with GCash, as Wise advises.
  • Check the recipient name and number before sending again, and do not resend while the first payment’s status is unclear.

For other routes into GCash, see PayPal to GCash and Payoneer to GCash.

Warning A transfer goes to the number you enter. Copy the GCash number from the recipient, and never share a Wise or GCash one-time PIN with anyone who offers to help with a transfer.