BDO Unibank
BDO Unibank’s SWIFT code, bank code, transfer fees and PESONet cut-off.
- SWIFT/BIC
- BNORPHMM
- BRSTN
- 010530667
- InstaPay fee (individuals)
- Free
- PESONet fee (individuals)
- Free
- PESONet same-day cut-off
- 3:00 PM
BDO prints its SWIFT code, BNORPHMM, in its own fund-transfer instructions. The BSP fee summary lists InstaPay and PESONet as free for individual clients from July 9, 2026; BDO’s own limits and fees page still shows ₱10 and ₱50. PESONet transfers made on or before 3:00 PM on a banking day are credited within the day.
- Also known as
- BDO
- Code source
- bdo.com.ph
- Fee source
- bsp.gov.ph
- Checked
Questions
What is BDO’s SWIFT code?
BNORPHMM, as printed in BDO’s own fund-transfer instructions.
What is BDO’s bank code for PayPal?
The BRSTN 010530667, from PayPal’s and Upwork’s official bank-code lists.
Is InstaPay free at BDO?
Yes for individual clients from July 9, 2026, according to the BSP fee summary, although BDO’s own fee page still shows ₱10.
What is BDO’s PESONet cut-off?
3:00 PM on a banking day; later transfers are credited the next banking day.
See also
Sources: codes from each bank’s own pages or from PayPal’s and Upwork’s official bank-code lists; fees from the BSP Summary of Transfer Fees via Digital Channels; cut-offs from each bank’s own pages. Checked 2026-09-27. See how we check.