UnionBank
UnionBank’s bank code (BRSTN), transfer fees and PESONet cut-off.
- BRSTN
- 010419995
- InstaPay fee (individuals)
- Free
- PESONet fee (individuals)
- Free
- PESONet same-day cut-off
- 3:00 PM
Union Bank of the Philippines. InstaPay to other banks and e-wallets is free for individual clients from July 7, 2026, and PESONet is free. PESONet transfers before 3:00 PM on a banking day are credited by 11:00 PM the same day. The SWIFT code for incoming wires is on UnionBank SWIFT code.
- Also known as
- Union Bank of the Philippines
- Code source
- paypalobjects.com
- Fee source
- bsp.gov.ph
- Checked
Questions
What is UnionBank’s bank code for PayPal?
The BRSTN 010419995, from PayPal’s and Upwork’s official bank-code lists.
Is InstaPay free at UnionBank?
Yes for individual clients from July 7, 2026; PESONet is free too.
What is UnionBank’s PESONet cut-off?
3:00 PM on a banking day, credited by 11:00 PM the same day.
See also
Sources: codes from each bank’s own pages or from PayPal’s and Upwork’s official bank-code lists; fees from the BSP Summary of Transfer Fees via Digital Channels; cut-offs from each bank’s own pages. Checked 2026-09-27. See how we check.