The GoTyme SWIFT code is GOTYPHM2XXX, published in the bank’s own instructions for receiving international transfers.
Short answer Give the sender GoTyme Bank, Inc., SWIFT/BIC
GOTYPHM2XXX, your account name and the account number displayed in the app’s SWIFT receiving screen. GoTyme credits the transfer in Philippine pesos, after applicable fees.
At a glance
Find the correct receiving details
GoTyme’s published app route is Home, Add Money, Receive Money Abroad, then SWIFT. That screen lets you view, copy or share the receiving details.
Use the account name as recorded in your GoTyme profile and the account number displayed on that receiving screen. A debit-card number is a different identifier and should not be substituted for the account number requested by the sending bank.
Give this to the sender
- Bank name
GoTyme Bank, Inc.- SWIFT/BIC
GOTYPHM2XXX- Account nameYour name as shown in your GoTyme Bank profile
- Account numberThe number displayed under Receive Money Abroad → SWIFT
GoTyme notes that some sending banks may also request its registered address or a correspondent bank code. Confirm the sending bank’s requirements and use the bank’s official details.
Fees for a SWIFT receipt
| Cost | GoTyme’s published treatment |
|---|---|
| GoTyme flat receiving fee | US$5 |
| Foreign-exchange markup | 0.6% on the mid-market rate |
| Sender’s bank fee | Depends on the sending bank |
| Correspondent-bank fees | May apply and vary |
| Credited currency | PHP, net of applicable fees |
The US$5 fee and the FX markup are different charges. A sender’s transfer amount therefore does not establish the peso amount credited to the recipient.
GoTyme publishes preferred sending currencies that it says are less likely to attract extra correspondent charges. That statement is not a guarantee that an intermediary fee will never apply. Inspect the transaction’s actual fee breakdown in Transaction History.
How long it takes
- Usual creditingwithin one business dayGoTyme’s stated usual timing for international SWIFT transfers.
- Longer processingup to five business daysdepends on the sending bank and currency.
Source: GoTyme receiving instructions ↗ ·
GoTyme’s page states a US$50 minimum and no maximum amount for this receiving route. Those statements describe the published route; a sending institution can have its own requirements.
SWIFT, IBAN and other payment routes
GoTyme says it does not use IBAN. An international SWIFT transfer uses the bank’s BIC and the recipient’s account details.
A form asking for a domestic bank code for a local payout is a different task. Do not paste the SWIFT code into a field that explicitly requests another kind of identifier. The bank-code reference explains the distinction.
GoTyme’s PayPal instructions describe linking a GoTyme debit card in PayPal and selecting that card under Transfer Funds. That route uses card details within PayPal’s own interface; it is not the SWIFT receiving process described above.
GoTyme also distinguishes SWIFT receipts from its Remittance Partner Network and Visa Partner receipts. It says it charges no receiving fee for those partner routes, while the sending bank may charge fees. Do not apply that statement to the separate SWIFT tariff.
Warning Share receiving account details with the intended sender, but keep your banking password, OTP and card security details private. A request to disclose those credentials in order to release a remittance should be checked through official support.